Central United Class Action Information
A good friend of mine and fellow attorney Joey James has been addressing wrongs caused by Central United. That company issued cancer policies, and as has been argued successfully in court, failed to do what it promised to do in those policies.
Now, and without any fanfare, there is a pending State Court class action involving Central United in Alabama which Joey James is NOT a part of, and to him may make little or no sense to policyholders (depending on the facts, and for some it may make sense). There is a fast approaching deadline.
Mr. James writes this on his blog, http://centralunitedlawsuit.blogspot.com/:
You may also reach him at: 1-877-882-0095 by phone, joey@bunchandjames.com by email.
The Central United Class Action:
The Class Representatives have agreed with Central United to settle for everyone any dispute over claims for chemotherapy/radiation benefits and any claim for wrongful premium increases. It is this author’s opinion that such a settlement may be very inappropriate and not in the best interest of some insureds.
Why?
First, if you have a policy and you have had a cancer claim for chemotherapy and/or radiation benefits and Central United only paid you based upon what your doctor was paid by your medical insurance or Medicare, then you may not have been paid all that you were owed. I have represented clients where their claims were not paid in full and were “short changed” by thousands and thousands of dollars. If you have previously made a claim and they did not pay you what the doctor billed but paid you what your insurance company paid the doctor then you may not have been paid but 30 to 40% of what you were owed. If you do not opt-out, then you will not be able to have a jury determine what they should have paid you. Nor will you get the correct amount in the future if you or a loved one have a reoccurrence of cancer.
If you have never used your policy and you have a claim for radiation and/or chemotherapy in the future, if you do not opt out, you will have to take the amount that Central United wants to pay you and there is nothing you can do about it.
If you have paid Central United premiums, you know that they are going sky high. Many of these increases, I believe, are wrong. If you do not opt out, then you will never be able to do anything about Central United charging you these high premiums. Also, many people have been forced to drop their coverage because of their high premiums. Some of these people may be entitled to bring a lawsuit for this. If you don’t opt out, then you can do nothing about this now or in the future.
I am unable to tell anyone individually whether they should opt out or stay in unless I talk to them. I will say generally that every person should seek legal advice immediately.
Call 1-877-882-0095 by phone, joey@bunchandjames.com by email.
